Cards to travel without commissions? Which are and which are the best? These are some of the queries that we receive most and that worry you most, especially if we take into account that more and more banks and exchange agencies apply, in many cases, abusive and sometimes undercover commissions that cause them to take out or change money while traveling be a real hell.
In our case, after many trips and having used many formulas, we want to leave you a selection of what are the best cards for travelers, speaking to you with total clarity of what are its advantages and disadvantages so that you can choose which one or which best suits your needs.
How to get money abroad?
As you can imagine there are different ways to get money travel status, some of them being the least recommended due to the high commissions and the unfavorable change that apply to the traveler.
- Change in your own bank: this is the option we use when we start traveling. We paid really abusive commissions and also gave us a really unfavorable change. We stopped using it for many years.
- Change in agency: this is another option to get money when you're traveling. We also used it for several years, since we were unaware that there were better options. With this formula we used to also pay high commissions or in case the agency did not charge them, the change was so unfavorable, that we ended up paying much more.
- Debit cards of our Spanish bank: another of the ways you can use to get money while abroad. The problem is that these are not cards to travel without commissions, so in the end, you end up having bad change and above, paying commissions from your bank and the destination bank.
- Travel cards without commissions: This has been our last discovery, which we have used for several years and after the experience, it is without any doubt, the best way to get money abroad without commissions.
Currently there are different options, all with their pros and cons, which we will talk about next, so you can choose the ones that best suit your needs or your trip.
N26, the best card to pay abroad
N26 was founded 5 years ago and is the first mobile bank, with a banking license to operate in Europe. What makes it unique is that it has created a unique platform for your smartphone, which makes any operation incredibly simple, fast and intuitive.
According to our experience, N26 is a perfect travel card, since it allows you to completely manage your account from your mobile application, which is linked to a single device (in this case your phone), so even if you are traveling and have a Local SIM card, you will continue to receive all notifications of each movement you make with your card. This is really useful for us, since it allows us to fully control the movements we make with the card, making use N26 be totally safe.
You can hire your N26 card here, in less than 8 minutes and receive it within 3-4 days.
N26 Card
Inside of N26 card, considered as one of the best cards to travel without commissionsThere are different options that you can hire, depending on your needs and the type of trips you make.
N26 normal
- € 0.00 / month
- Custom updates, expense reports and hashtags to organize your expenses and income.
- Foreign currency transfers with TransferWise.
- Mastercard included.
- Free payments with Mastercard in any currency. There are no commissions for currency exchange, unlike most banks something that makes it one of the best cards to travel.
- 5 free withdrawals per month and 2 euros for additional withdrawal.
- Withdrawal in foreign currency: 1.7% of the amount withdrawn.
N26 You
- 9.90 euros / month
- Custom updates, expense reports and hashtags to organize your expenses and income.
- Foreign currency transfers with TransferWise.
- Travel insurance that includes protection against mobile theft and bank robbery. It also has a warranty extension on selected purchases.
- Mastercard You card included.
- Free payments with Mastercard in any currency (there is no fee for currency exchange unlike most banks).
- 5 free withdrawals per month and 2 euros for additional withdrawal.
- Withdrawal in foreign currency: 0% of the amount withdrawn.
Advantages N26 card
- You can open your account in less than 8 minutes, in a single process, which you can do directly on your computer or mobile. Order Request here N26.
- You will receive notifications of all the operations you carry out with your card, in real time, on your mobile.
- Being a Mastercard, associated with a bank account, the N26 card never fails to make payments and is accepted worldwide.
- Instant money sending with Moneybeam.
- There is no money limit on each of the withdrawals.
- Without limit of purchases nor amount, all without commissions, so much in the zone Euro as in the whole world.
- You can configure security in a very simple and intuitive way, something essential in a card to travel without commissions. You can lock and unlock your card whenever you want from the phone and set withdrawal limits for cash and payments abroad.
Disadvantages card N26
- If you opt for the normal N26 card, you will have to pay a 1.7% commission on each withdrawal. With the N26 You this does not happen, since you should not add any commission, but you must pay 9.90 euros per month.
- Being a checking account, you must make transfers from any other bank in which you have money and these can sometimes take 48 hours. Although this is quickly solved always having a balance or taking the precaution of putting money before going on a trip.
Hire your N26 card here, in less than 8 minutes and receive it within 3-4 days.
Bnext, the best card to get money without commissions
Bnext It is a prepaid card or purse card, without association to a bank account, which He has no commissions for taking money while traveling.
In addition, the Bnext card is VISA and is from a Spanish fintech, specializing in banking and financial services that operates entirely online.
You can hire your Bnext card here and take 5 euros as a gift that will enter you directly into your account after your first deposit of 25 euros. Remember that to receive the money you must download the application for the first time after registering.
In addition, if you pay with your Bnext card at the merchants included in the #DesCuenta campaign (through the app you can see it), you will be automatically reimbursed 10% of what you pay, with a maximum of € 5 per month.
Bnext card advantages
- You can open your account here in less than 5 minutes and receive your card to travel without commissions within 1-2 days.
- Once you have made your first deposit of 25 euros, you will receive 5 euros of free balance whenever you register your account through this link to download the application.It is very important that you download the mobile application and sign up from that link to receive the gift balance.
- You will receive notifications of all the operations you carry out with your card, in real time, on your mobile.
- With Bnext you will have 3 free withdrawals per month in the Euro zone and 3 worldwide, with a maximum of 500 euros per withdrawal.
- You will have an unlimited number of purchases and amount in the Euro zone although outside this zone you can buy a maximum of 2000 euros.
- With this card to travel without commissions, you will have total control of your money from the mobile application itself, including purchases and withdrawals outside the euro zone so that you can have the data without calculating.
- And the best, Bnext is the only travel card that gives you the commissions amount back Many times the destination ATMs (not your bank) and the currency exchange adjustment charge. You can see an example in the photo.
- Bnext, the card without commissions to travel, is VISA, so you will have the change that is applied at all times.
- When you need to recharge it, being associated with another card, you will receive the money immediately, something essential when you are traveling.
Example of how the Bnext card works
We leave you in a graphical way how Bnext works so that you can check how after the first deposit the payment of the gift balance is made and how the commissions of the destination ATMs are returned and the currency exchange adjustment is made.
Best cards to travel
TO- First income of 25 euros.
B- Gift of 10 euros for registering the card from here. Currently this amount has been reduced to 5 euros.
C- Subsequent income
D- Incorrect pin notification to make purchases, so security is fully guaranteed.
AND- Payment with card in euro zone.
Bnext, one of the best cards without commissions
TO- Withdrawal at ATM in South Africa of 28.79 euros with a commission of 1.09 euros.
B- Return of the 1.09 euros of commission plus 0.43 euros of adjustment for the change of currency in our favor.
Disadvantages Bnext card
- Bnext is a prepaid card, so in some shops you will not be able to use it to pay, since these are not supported. That's why we always recommend carrying several cards and in this case the perfect substitute for making payments would be the N26, which we talked about earlier.
- You cannot make transfers, except for other Bnext customers.
Hire Bnext here, your card to travel without commissions, with 5 euros as a gift, in less than 5 minutes and receive it within 1-2 days.
Revolut
With a more than reasonable resemblance to the Bnext card, both operational and advantages and disadvantages, Revolut is another of the travel cards without commissions more recommended.
You can hire your Revolut card here and take the free shipping of the card after your first deposit of 10 euros. Remember that to receive the money you must download the application for the first time after registering.
Revolut card advantages
- Revolut allows you to open your account here in a few minutes and receive the travel card without paying commissions within a few days. Also for free only because you are a reader of Street Travelers.
- Remember that if you register your account through this link to download the application you will have free shipping costs.
- You will receive notifications of all the operations that you carry out on the mobile and always in real time.
- With Revolut you can get up to 200 euros a month without commissions. Once this amount is exceeded, the commission is 2% of the withdrawal amount.
- You can control through your mobile device all the operations you do with the card, including purchases and withdrawals.
- It is VISA.
- You must associate it with a debit or credit card to be able to recharge it, so when you need to recharge it, you will receive the money instantly.
Disadvantages Revolut card
- Revolut, like Bnext, is a prepaid travel card, so in some cases you will not be able to use it, since these are not supported.
Hire Revolut here, your card to travel without commissions, with free shipping costs, in less than 5 minutes and receive it in a few days.
Our experience traveling with N26, Bnext and Revolut
To be able to make this post and above all, for trying to avoid the abusive commissions that we had been paying for a long time, for several years now we are using these three cards to travel without commissions and our experience has been the following:
- The N26 card has never failed us, neither for payments nor for cash withdrawals in any of the countries to which we have traveled.
- In addition, by having an application associated with the device, in which you receive notifications of movements in real time and that it is completely secure, on one occasion we detected that the card had been cloned and we could block the card immediately. This is also due to the security gateway they apply, with which at the time of making certain payments, an authorization is requested extra that you must manage through the device itself.
- Bnext has failed us several times when trying to make payments in some countries but it has never failed us at the time of taking out money and the commissions have always been returned and we have also made the currency exchange adjustment.
- The Revolut card we carry as extra, if at any time the others failed and it has served us on some occasion that Bnext has failed us in some payment. It is for this reason that we believe that being free, it is a highly recommended option to take as a support.
So what are the best cards to travel without commissions?
Our conclusion, after traveling with the three cards for several years and having used them in different countries, is that to travel safely and above all, do it with some travel cards without commissions, it is best to have a minimum of N26 and Bnext, although taking into account that Revolut is also free, we highly recommend you to take it, as we do, as a support.
In this way you can make any withdrawal at ATMs without paying commissions and with the best change (Bnext Card and Revolut) and make all payments in stores without fear that the card will fail and also with the best change (N26). In addition, you will take a VISA and a MASTERCARD with you, perfect for not having any problem if in some commerce they do not accept any of the platforms and always have the best cards to travel without commissions.
Do not pay commissions!
How to hire the best cards to travel without commissions:- Hire your card to travel N26 here, in less than 8 minutes and receive it within 3-4 days.
- Hire your Bnext card here, with 5 euros as a gift, in less than 5 minutes and receive it within 1-2 days.
- Hire your Revolut card here, with free shipping.
